Privacy Policy

We may collect personal information directly from you, automatically through your use of our services, or from authorized third parties.

We may use personal information for the following business and operational purposes:

Where required, we process personal information with your consent. We may also process information to perform a contract, comply with legal obligations, or pursue legitimate business interests that do not override your privacy rights.

When you use payment-related services, certain transaction information may be collected or processed to authorize, complete, reconcile, refund, dispute, monitor, and report transactions.

Depending on the service, this information may include:

• Transaction amount, currency, date, time, status, merchant, and transaction reference.
• Payment method type and limited payment account details, such as masked account or card numbers.
• Billing information and transaction authentication results.
• Refund, chargeback, dispute, or fraud-monitoring information.

We may use cookies, pixels, local storage, software development kits, and similar technologies to operate our website, remember preferences, understand website performance, and improve our services.

You can manage cookies through your browser settings or any cookie preference tool made available on our website. Disabling essential cookies may affect website functionality.

We do not disclose personal information except as described in this Privacy Policy, with your permission, or as otherwise allowed or required by law.

Information may be shared with:

• Banks, payment processors, card networks, settlement partners, and other financial institutions.
• Hosting providers, cloud-service providers, analytics providers, communication platforms, customer-support tools, and cybersecurity vendors.
• Identity-verification, fraud-prevention, compliance, screening, and risk-management providers.
• Professional advisers, including auditors, accountants, insurers, consultants, and legal advisers.
• Government departments, regulators, courts, law-enforcement authorities, or other parties where disclosure is legally required.
• A buyer, investor, successor, or adviser in connection with a merger, acquisition, financing, restructuring, sale of assets, or similar corporate transaction.

Service providers are expected to process information only for authorized purposes and to apply appropriate confidentiality and security measures.

We retain personal information only for as long as reasonably necessary to provide services, maintain business and transaction records, resolve disputes, enforce agreements, prevent fraud, and comply with legal, accounting, tax, or regulatory requirements.

Retention periods may differ depending on the type of information, the nature of our relationship with you, applicable legal requirements, and the purpose for which the information was collected.

When information is no longer required, we may delete, anonymize, aggregate, or securely restrict access to it, subject to applicable law and technical limitations.

We use reasonable administrative, organizational, physical, and technical safeguards designed to protect personal information against unauthorized access, misuse, loss, alteration, disclosure, or destruction.

Depending on your location and applicable law, you may have certain rights regarding your personal information. These may include the right to:

• Request access to personal information we hold.
• Request correction of inaccurate or incomplete information.
• Request deletion of information, subject to legal exceptions.
• Object to or restrict certain types of processing.
• Request a portable copy of eligible information.
• Withdraw consent where processing relies on consent.
• Opt out of certain promotional communications.
• Submit a complaint to an appropriate data-protection or regulatory authority.

To submit a privacy request, contact us at info@zenithtransact.com. We may need to verify your identity before processing the request. Certain rights may be limited where we must retain information to provide services, protect users, prevent fraud, establish legal claims, or comply with legal obligations.

Our service providers, business partners, or technology infrastructure may be located in countries other than the country in which you reside.

As a result, your information may be transferred to, stored in, or processed in another jurisdiction. Where applicable, we take reasonable steps to use appropriate contractual, organizational, and legal safeguards for international transfers.

Our services are intended for businesses and individuals legally permitted to enter into binding agreements. They are not directed toward children.

We do not knowingly collect personal information from children below the minimum legal age applicable in their jurisdiction. If you believe a child has submitted personal information to us without proper authorization, contact us so we can review and address the matter.

Our website may contain links to third-party websites, applications, platforms, or services. We do not control the privacy, security, content, or data practices of those third parties.

We encourage you to review the privacy notices of any external service before submitting personal information.

We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, legal obligations, or regulatory requirements.

The revised policy will be posted on this page with an updated effective date. Where required, we may also provide additional notice through email, account notifications, or another appropriate method.