Merchant Accounts Built Around Your Business.

Standard merchant accounts generally fit businesses with straightforward sales models, traditional products and predictable processing activity.

Specialty accounts are structured for eligible businesses that require additional underwriting because of their industry, transaction model or processing characteristics.

MOTO means mail order and telephone order. It describes payments accepted without the customer or physical card being present at the merchant location.

Factors can include your industry, products or services, transaction volume, average ticket, sales channels, recurring billing and previous processing history.

Depending on the approved setup, a business may use more than one payment channel such as eCommerce, card-present, MOTO or recurring billing.

Requirements vary, but businesses may be asked for company documents, ownership information, banking details, website information, processing statements and information about expected transactions.